Negotiate. Reduce. Recover.

Struggling with debt? We help you repair credit, consolidate what you owe, and settle for less. Take the first step to a stress-free future.

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Take control of your debt

Start your path to financial freedom

Get help with credit repair, debt consolidation, and more. We make it easy to understand your options and take the next step toward a debt-free life.

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How it works

See your credit report, find issues, and get a plan to fix them. We guide you every step of the way.

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Why consolidate?

Make payments simpler and save on interest. We help you find the best option for your needs.

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Settle your debt

Work with us to lower your total debt. We talk to creditors so you don’t have to.

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Plan for success

Build a budget, set goals, and track your progress. We’re here to help you stay on track.

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Refresh

Bankruptcy stops debt collection, and protect your assets. This is an option for many individuals. We are here to help you decide.

How we help you succeed

Take control of your finances

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Credit repair made simple

We guide you step by step to improve your credit score and build a stronger financial future.

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Debt consolidation support

Combine your debts into one easy payment and reduce your stress with our friendly team.

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Personalized debt solutions

Get a plan that fits your needs and helps you move forward with confidence. We can negotiate a settlement or file bankruptcy, there is always an option.

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Douglas Grant
Club Universe

"Supportive, professional, and easy to work with. My credit is finally healthy, and I feel confident and hopeful about my future."

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Eugene Lawrence

"The process was clear and simple, and now I’m in control of my finances. Life truly feels lighter."

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Pierre
Best of Naples Medical Center

"I received kind, honest help that truly made a difference. My business is in a financial position."

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Monique Jones
Caring Hands Transportation

"They explained my options and helped me rebuild. I’m grateful for a fresh start. They made a difficult situation feel manageable. I now have peace of mind and financial clarity."

Reviews are based on the owner of Debtt Free, Inc. work and not by Debtt Free, Inc.

Your debt questions, answered fast

Clear, simple answers to your top debt and credit questions. We’re here to help you take the next step with confidence.

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What is debt consolidation?

Debt consolidation means rolling several debts into one payment, usually with a lower rate. It can make things simpler and help you pay off debt faster.

Does credit repair lower my score?

Credit repair is meant to help your score over time. You might see small changes, but the goal is steady improvement.

Which debts can I settle?

You can settle most unsecured debts, like credit cards or medical bills. Secured debts, like car loans, usually can’t be settled.

How long does debt help take?

Most people notice changes in a few months, but it depends on your situation. We’ll keep you updated along the way.

Start your path to financial freedom

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